the ECJ invalidated a directive .
there was sex discrimination in insurnace. companies used statistical data to calculate risk based on gender. women live longer. men crash cars more etc…
pensions were more cosrly for women and cr insurance for men/ the coirt held that insurnace companies could not use gender info this way
Test Achats was a consumer protection watchdog. it said the way a n EU directive was transposed into EU law was wrong and breached human rights
The Charer of Fundamental Rights of the EU came into play. the directive seemed to conflcit with artcile 5
a transiaitonla period was permitted to enable states to come into conformity with the new dispensation