2007. this is about insolvency and labour law
robins was employed by a company that went insolvent. he was told that there was not enogh money to pay thhe pension. he had a final salary scheme
they said they would reduce ebenefots for those who had not yet started to receive ebenfits
The ECJ said that a member state need not require that a pensionm scheme be fully guaranteed
a member state could require insurers to buy insurance
robins gained ebenfits of 20% of his entitlemnt under the Pensions Act 2004/. This was an imporpoer implementation of a directive.
If a state very badly implement a directive it does not count as in brasserie du ppecheur
a higher level of protection was reuired. states are allowed some discrwtion but the UK had gone way beyond that in being negligent